Careful Considerations Before Buying Your Boat or Yacht

Buying a boat can be a very costly endeavor if you are not prepared for the expenses before you get invested. The price of the boat is a one time charge, but then you have many other expenses that can quickly add up if you are not warned in advance Rather than getting shocked with the costs that will start piling up, here are just some of the additional expenses you should expect to lay out once you get your boat. Take the advice from our friends at and make sure you consider these 7 things before checking on the boat for sale listings.

boat for sale1. Boating Fees – Just like owning and operating a car, there are fees involved with boating. There will be the cost of your boating licenses, then you have to consider permits if you plan on fishing in certain regions.

2. Boat Insurance – This expense is an absolute must, especially if you are paying off the boat in monthly installments. It only takes one rogue wave or scraping the bottom of the bottom on debris to capsize your boat and your entire investment.

3. Marina Costs – If you plan on keeping the boat docked each day at the marina, call ahead and find out availability and fees. Depending on the marina, these dock fees can vary significantly from one location to another.

4. Boat Trailer – If you are not going to keep the boat at the marina, then you have to trailer it back and forth each time you want to get out on the water. The cost for a trailer needs to be incorporated into the price of your boat.

5. Equipment – To get the most of your time on the water, you need plenty of equipment. Things that are essential are fishing gear, weather radio, satellite phone, depth finder, and accessories like a barbecue and supplies to feed the crew during the trip.

6. Safety Course – It would be wise to invest in a boating safety class to learn all about the things that can go wrong and how you can handle them out on the water. Safety equipment like life jackets is an absolute must, each passenger must have one and be wearing it at all times on the water.

7. Maintenance & Storage – To maintain a boat, it is similar to that of your vehicle. Oil needs to be changed, engine tuned up, and then you have to pay to have the boat properly stored for the winter so nothing freezes over during those harsh months out of the water.

These seven considerations before you buy your boat will allow you to set aside enough to ride out the costs that surely will be coming your way.  For more info visit:

Personal Injury Attorney Charleston SC on Reviewing Your Options

Personal injury attorney Charleston SCBefore you simply choose any personal injury attorney Charleston SC or anywhere else for that matter to help you with your accident claim, it is important that you take this time to carefully consider a few options. Not all personal injury lawyers are the same, and not all lawyers specialize in accident claims. The best way to ensure that you are going to get the best treatment and the highest settlement in interviewing your lawyer before you work with them. You are entitles to a free initial consultation where you can get to know the lawyer better. This free meeting is where you should ask all the questions you could possibly have. Consider some of these important issues before you choose an auto accident lawyer and visit Charleston Attorney Group for more information.

The Track Record
When you are choosing between the different auto accident lawyers, be sure that you take advantage of their free initial consultation. This gives you the opportunity to sit with the lawyer and get a feel for how they conduct business. If the lawyer is focused elsewhere or giving short answers to your questions, they may be focused on other bigger cases. You need to be comfortable around your lawyer because they will be working with you for a long period of time and will be representing you in a courtroom when the case goes to trial. Ask about their record concerning accident cases and how many settlements they won. If you feel that they have settled the majority of claims for big money before going to trial, this could mean the other lawyers do not want to go up against your attorney in a court setting.

Asking Around
Don’t choose a auto accident lawyer based on their advertisement on television or in the papers. Before you narrow down the search, ask around with coworkers, family, or friends, see if anyone has had any positive experiences with a local attorney and their accident claim. If you can get a referral, it will go a long way in helping you to get a more optimal result. Ask around and see how these people felt about their time working with this attorney. Did they like the personality of the lawyer? Was the lawyer genuinely concerned about their health? Did the lawyer have connections with the best doctors in their fields? Be sure to ask as many questions as you can because once you team up with a lawyer it can be a very challenging time to break your contract and start the process all over.

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Home Owners Insurance Advice from Lawyers in Columbia SC

Lawyers in Columbia SCIt is believe that having owned homes can be one among the greatest achievements that a person can ever attain. Many people nowadays are into buying or purchasing their homes for a purpose of having a secured and protected place to live in. Buying or purchasing your own home is not an easy thing to do for there are factors to consider. Since homes are valuable and might be too expensive in its cost, ensuring to take certain steps that assures your rights about your greatest achievements is needed. And one best way is to make your home insured.

Home owners insurance are into reaching its popularity for there are many home owners who want to make sure about their rights for the said property. Through home insurance, houses are being protected especially once financial disaster occurs. There are certain purposes why many home owners are into insuring their homes. And all the purpose is intended for the owners to experience the benefits of having home owners insurance.

And talking about benefits, here are some of the benefits that home owners insurance offers brought to you buy some lawyers in Columbia SC:

  • Your investment will surely be protected. This is considered to be the biggest benefits that home owners insurance can offer. If you have good policy in your home owner insurance it will eliminate your worry about something that might happen to your home for insurance is capable of dealing with it. Though it actually does not covers almost all the incidents, still it will be beneficial that insurance can help in some of the most common incident in life.
  • Another thing would be the chance of getting good policy of home owners insurance only at a lower monthly premium. In general, home owners insurance is considered to be a bit cheaper than other types of policies being offered. The type of house you actually have can be a great factor that might affect the rates of the insurance. So it is advisable to check the insurance rates prior to buying a certain property especially a home.
  • And also level of stress can be reduced once you have home owners insurance. It is another benefit that insurance can provide to the clients. It is inevitable that stress can be experienced once dealing with your home’s condition. Through having home owners insurance which protects your property stress can be surely lessen.

Now that you are equipped with ideas about the benefits offered by home owners insurance, you will be guided about your journey through insuring your home. Those that are provided above are just some of the benefits offered by home owners insurance; remember that there are more. Those various advantages or benefits that are offered by home owners insurance can be experience once you are to choose the best insurance company. Through the help of insurance companies, home owners can have the chance to protect their greatest investments as well as benefits can be experienced. Home owners’ insurance benefits must be the reason why home owners must avail it.  For more help when you need it visit: Columbia Attorney Group

Legal Issues When Buying Homes for Sale Charleston

Homes for Sale CharlestonDuring the process of buying a home, minor issues that seem challenging to overcome may arise. Although the legalities between home buyer and seller might appear confusing, it you understand the law then these issues are pretty straightforward. These legal issues of buying a homes for sale Charleston SC and other areas of the country should not keep you from going after buying that dream house, rather just arm yourself with the knowledge to make good decisions and be sure to reach out for help with your attorney if the issue seems insurmountable.

Seller Signed two Contracts
The contract law is extremely specific when it pertains to contracts between sellers and buyers. While the seller has a right to accept multiple bids, they are only allowed to sign one contract at a time. Sellers could accept a second contract with the contingency only in the event the original contract is voided.

Are Home Inspection Required by Law?
The home inspection isn’t required by law during the home purchase stage. If a buyer decides to have a home inspection done, then they should ensure the inspector is qualified and the inspector is properly insured. The seller has an obligation to making sure full disclosure of any defects is made. Sellers can not legally hide defects of the property for the purpose of closing the sale.

Seller is Stalling at Closing
Your down payment is now processed, your loan has finally been approved, and the home inspection is finalized. You’ve given notice at your current property til the end of the month, suddenly the seller disappears. Even thought there could be some legitimate reasons for the delay in closing, you still have legal recourse.

Inspection Reveals Issues
Despite of how great a home looked on inspection, problems including faulty wires, leaking plumbing, or defects with foundations have been revealed. The buyer is protected from purchasing the home that has significant defects, especially which are found as a result of the inspections. Make sure that you’re aware of your rights as it pertains to property listed with significant defects.

There are many complexities involved with buying a home, and most home buyers simply can not prepare for all the legal issues of buying a home. Your Realtor should be able to help with some of the issues, and then put you in contact with a real estate attorney who understands all these issues in depth. That way you won’t be moving into a house and discovering your dream house is actually a real nightmare. For more great information like this visit Carolina one and only place for real estate:


As a brief introduction, this blog is about my left-brain thinking and after all everybody knows the left brain is better. Okay, maybe not! Perhaps using both sides of your brain for thinking is much better. But, for me my tendency is towards the logical, rational and analytical (the left side of your brain). Not the creative and subjective right brain thinking that leans on intuition and emotion.

Attorneys Left Brain ThinkingSo, this blog will try to stay focused on the facts and give life advice along with my doses of legal recommendations accordingly. Although in writing the articles I will at times have to employ and employ others that will use their right side of their brains and their consequential thinking to make for good reading, I remain hopeful that the content will remain factual and rational. The law and law issues must after all be applied logically and not emotionally to be fair.

Either way, please check back often as we hope to create a great venue for left-brain thinkers to solve the right-brain strife.

I will add in closing: Left-brain thought tends to adapt more easily to the environment and situation demanding upon it (them). We do like to follow the rules and I guess that why that much of our topics are related to the law and legal issues. It is a downer that at times many of us feel that these laws and rules must be broken or at least bent and thank goodness for us on the left brain side to come to your rescue!


Thank you for visiting, My Left Brain, an Anonymous Attorney

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